Services

We work with insurance industry clients on critical issues ranging from growth and distribution strategy to claims and core operating capabilities.

We help companies to make decisions and take the actions to reach their business goals and be competitive in their industry. It defines what the business needs to do to reach its goals, which can help guide the decision-making process for hiring and resource allocation.

A financial plan is a document that describes your current financial status, your financial goals and when you want to achieve them, and strategies to meet those goals. You can use your plan as a benchmark to measure the progress you're making and update your plan as your goals and time frame change.

Serving as a trusted financial advisor to its clients, Havanna Credit Union Bank designs, evaluates and implements often complex financial solutions to the capital, liquidity and wealth planning needs of the family owned and closely held businesses. In doing so, we assist our clients in continuously balancing the liquidity needs of shareholders, the capital needs of the business and the control preferences of the family.

Business Valuations - Havanna Credit Union Bank offers a myriad of formal and informal valuation services designed specifically to match the need of each client engagement. Havanna Credit Union Bank's ability to understand and determine the value of a company has been instrumental to its clients in all areas of focus including corporate finance, private equity/debt and mergers/acquisitions. The professionals at Havanna Credit Union Bank combine a powerful assortment of analytical tools with real-world experience to objectively produce well-seasoned, supportable conclusions. Circumstances requiring an independent, expert assessment of corporate worth include the following: Merger and acquisitions; IPO pricing; Determination of buy/sell equity rights and incentives; Structuring ESOPs; Gift and estate tax valuation; and Reorganization of family-owned business, among others. Mergers and Acquisitions

Havanna Credit Union Bank focuses on strategic, operational, financial and capital needs of businesses. We address the full spectrum of financial and transactional challenges faced by companies, boards, private equity sponsors, creditor constituencies and other parties-in-interest. We are result oriented. Our success depends upon achieving optimal results for our clients.

Havanna Credit Union Bank has a reputation for mobilizing the specialized resources needed for each unique situation – whenever and wherever they are needed. We have the capacity to assemble balanced teams of industry, financial and operational experts to provide the necessary acumen to develop and implement workable solutions. We offer our personal commitment to each client's success. Our roster includes former chief executives, chief operational and financial officers, treasurers, trustees, examiners, advisors, bankers, brokers, entrepreneurs and board members, as well as experienced Certified Public Accountants, Certified Turnaround Professionals, and Certified Insolvency and Restructuring Advisors.

Havanna Credit Union Bank assists clients in providing for shareholder liquidity and business growth capital needs throughout raising private debt and equity financing, and in increasing shareholder value through strategic mergers and acquisitions, joint ventures, asset divestitures, company sales and recapitalizations. We offer our clients in domestic and international markets our extensive transaction experience and a thorough understanding of the issues facing family owned and closely held companies.

Experienced Transaction Execution Shareholder Liquidity Programs Debt and Equity Capital Placement Private Equity Sourcing Acquisitions for Strategic Growth Joint Ventures Divestiture of Assets or Corporate Subsidiaries Company Sales Corporate Restructuring Valuation Services Corporate Recapitalizations Family Business Investors Database ("FBI") - A Very Private Database

Our extensive experience in financing family businesses has enabled us to develop a proprietary database of over 500 sources of patient capital for family owned and closely held businesses.